Rates

Loans | Savings

All loan applications must be complete and most recent check stub must be provided for loan processing.

Rates subject to change
Member must pay Tax,Title, & License
on all Car Loans.
^Term 99- Length of financing depending on amount borrowed.

Loans	Rate	APR*	Term
New Car Loans with 30% Downpayment(30% OF SELLING PRICE)	4.900	4.900	36	Calculator
New Car Loans with 30% Downpayment	4.900	4.900	48	Calculator
New Car Loans with 30% Downpayment	4.900	4.900	60	Calculator
New Car Loans with 20% Downpayment(20% OF SELLING PRICE)	5.900	5.900	36	Calculator
New Car Loans with 20% Downpayment	5.900	5.900	48	Calculator
New Car Loans with 20% Downpayment	5.900	5.900	60	Calculator
New Car Loans with 10% Downpayment (10% OF SELLING PRICE)	6.900	6.900	36	Calculator
New Car Loans with 10% Downpayment	6.900	6.900	48	Calculator
New Car Loans with 10% Downpayment	6.900	6.900	60	Calculator
New Car Loans with only Tax,Title, & License Down	7.900	7.900	36	Calculator
New Car Loans with only Tax,Title, & License Down	7.900	7.900	48	Calculator
New Car Loans with only Tax,Title, & License Down	7.900	7.900	60	Calculator
Used Car Loan Model Yr 2007 & Newer 20% Downpayment	5.900	5.900	60	Calculator
Used Car Loan Model Yr 2007 & Newer only Tax,Title,& License Down	7.900	7.900	60	Calculator
Used Car Loan Model Yr 2003 & 2004 20% Downpayment	9.900	9.900	48	Calculator
Used Car Loan Model Yr 2003 & 2004 with only Tax,Title,& License Down	7.900	7.900	48	Calculator
Used Car Loan Model Yr 2005 & 2006 20% Downpayment	6.900	6.900	36	Calculator
Used Car Loan Model Yr 2005& 2006 only Tax,Title, & License Down	8.900	8.900	36	Calculator
Used Car Loan Model Yr 2001 & 2002 with 20% Downpayment	8.900	8.900	24	Calculator
Used Car Loan Model Yr 2001 & 2002 only Tax,Title, & License Down	10.900	10.900	24	Calculator
100% Secured Loan by Savings	4.500	4.500	99	Calculator
Signature Loan with 75% Pledge	5.500	5.500	99	Calculator
Signature Loan with 50% Pledge	6.500	6.500	99	Calculator
Signature Loan with 25% Pledge	7.500	7.500	99	Calculator
Signature Loan with 10% Pledge	9.500	9.500	99	Calculator
Preferred Member Rate 10% Secured by Savings	7.500	7.500	99	Calculator
Fast Cash Loan(Open End Loan)	12.000	12.000	99	Calculator

*APR-Annual Percentage Rate
If you qualify for 3 of the 6, you may take 1% off the current Signature Loan interest rate:
1.Payroll deduction of $50 per month coming to the CU going to savings.
2.If you have an IRA with the CU.
3.If you have a paid out loan with the CU(Not refinanced).
4.A savings balance of $2000 in the CU
5.If you have a Christmas & Vacation Club Account.
6.If you have been employed for 5 years.
AN ADDITIONAL 3% MAY BE ADDED TO YOUR INTEREST RATE IF CERTAIN CRITERIA IS MET ONCE YOUR CREDIT REPORT IS REVIEWED.
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Savings	Rate	APY*	Term
Share Certificate- Min.$1000.00	2.50	2.53	6
Share Certificate- Min $1000.00	2.60	2.63	12
Regular Savings	1.75	1.762	n/a
Share Draft Account	1.00	1.005	n/a
Christmas Club Account	1.75	1.762	n/a
Vacation Club Account	1.75	1.762	n/a
Educational IRA	1.75	1.762	n/a
Roth IRA	1.75	1.762	n/a
Traditional IRA	1.75	1.762	n/a

*APY-Annual Percentage Yield
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